Money Management
 Transform Your Money from Debt to Wealth!

Personal finances, budgeting, money management, debt free living - Are you confused by it all? You have found the right place to learn how easy and fun it is to transform your money (or your debt) into wealth!

Does This Sound Like You?

• Money management a foreign concept?
• Debt free living is something only “lucky people” can have?
• You stay awake at night worrying about money?
• You ignore money? Or feel controlled by it?
• You lie and/or fight with yourself or others about your money?
• You are worried about your family’s future?
• You are ready to take control and have power around money?

If you relate to any or all of these questions – then you are not alone! Money is one of the most argued about topics in relationships, one of the largest causes of divorce and causes more stress then we realize. It is the “taboo” topic of this decade. It is easier to talk about sex, then it is to talk about money or personal finances.

Who am I?

My name is Melanie Fine. I am a Certified Public Accountant and more importantly a personal finance coach. I have been teaching and coaching individuals, couples and families for many years. My family and I practice what I preach; essentially we manage our money, and use it to create our lives as we want to them to be. As a team, my husband and I work together and play together and have created an amazing life. We are teaching our daughter how to manage her money and to see what is possible if she learns to manage her money as a child.

It is my passion to share my knowledge, tools and stories about:

• Money
• Money Saving Tips
• Money Management
• Debt free living
• Personal Finances
• Budgeting - although I prefer spending plans
• Eliminating Debt
• Relationships and Money
• Finances and Retirement
• Family Money Management
• Have a laugh or two with our Money Jokes Page

If you are ready to break the cycle and take your power back - TRANSFORM YOUR MONEY through easy and fun tips and techniques. This site is about taking you from where you are to where you want to be! It starts with money management.

This site is a resource, a work in progress. My plan is to create a continually growing community where you can learn how to take control and do what it takes to have the life you want!

Transform Your Money is the place to find the information you need to choose how you want your life to be. You may choose a money management plan of debt free living, frugal living, or extravagant living. Whatever you choose this is the place to learn about each. Hey you never know - frugal living could be what really suits you!

Regardless, you have the tools to create your money management plan, and make your personal finances fun and easy as pie!

Keep checking back, as I will add new information regularly, including a blog and forum for you to gather even more information.

If you are not sure where to start then go to the over all plan page and find out where to start. After all you can't transform your money without having a plan to do it!

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Money Management Articles

Your Money Management Blog The Money Management Blog keeps you up to date with all additions and changes to the transformyourmoney.com Web site.

Personal Finance Money Management – Learn How to Manage your Money! Personal finance money management - most people never learn how to manage their personal finances, or manage their money. It isn’t taught in school, and rarely talked about. Learn how to here!

Frugal Living, Is it For You? I bet it is! Frugal Living, is it for you? It may be easier than you think!

Personal Finance Tools Personal finance tools : Tools to help you manage your money, pay of debt, learn about personal finance or create spending plans.

Money Jokes, Financial Jokes and Funny Stories Money Jokes, Financial Jokes and Funny Stories. Have a little fun while you are working on your money management plan!

Budgeting Finances Budgeting finances, What does it mean anyway? Take a look at what it means to budget your finances and what it takes to break free from your money problems!

YNAB Pro - You Need a Budget program YNAB - You Need a Budget Software helps you create and keep to a budget easily.

Envelope Budget System - Envelope budgeting is a simple budgeting sytem An Envelope Budget System is a simple way to budget your money. See a description of how envelope budgeting works here.

Total Money Makeover from Dave Ramsey Revies of the Total Money Makeover from Dave Ramsey

Debt Free Living Debt Free Living is Possible and within reach - learn how!

Getting out of Debt Getting Out of Debt. This page will give you a step by step, get me out of debt plan, that answers the question - Can you get me out of debt!

Get out of Debt Plan - Check out how to create a Getting out of debt plan. Get out of Debt Plan - This page will show you how to create a SMART plan to get out of debt!

Pay Off Debt - Find out how to pay off credit card debt Pay off Debt - How to pay off credit card debt easily and stress free!

Money Management Links Money management links and resources, and some other interesting sites!

Money Saving Ideas Money saving ideas - Check out a collection of great money saving ideas for most things. A penny saved is a penny earned!

Best Ways to Save Money - What are your tips, tricks and ideas? The best ways to save money. What are your tips, tricks and ideas for saving money. Add yours and see what others have to say.

Saving Money on Groceries Tips on saving money on groceries.

Home Energy Savings - Find tips on reducing your home energy costs. Home Energy Savings - Find tips on reducing your home energy costs

Save Money on Groceries - How do you do it? How do you save money on groceries? We would love to hear how you do it!

Save Money on Food - What are your tips, tricks and ideas? How do you save money on food? We would love to hear how you do it!

Cheap Christmas Gift Ideas Cheap Christmas Gift Ideas - check out our ideas for money saving christmas ideas.

College Savings Calculator - Are you saving enough to send your kids to college. College savings Calculator - Helps you to create a plan to save money for college for your kids!

Teen Money Management - When is it time to teach your teenagers money management? Teen Money Management - When is it time to teach your teenagers money management?

Money Making Ideas for Teens - What's Yours? Add your money making ideas for teens or your stories about teens making money

Ask the Money Expert Ask the Money Expert - Questions about Money management, debt free living, budgeting or frugal living - Ask it here!

Money Management Tool - Moneyzine Moneyzine, another great money management tool for you to transform your money!

Cheap Quick Easy Dinner Recipes - the key to a happy dinner time in a frugal and busy household. Cheap Quick Easy Dinner Recipes - the key to a happy dinner time in a frugal and busy household.

How to buy a car using government programs in 2009 How to buy a car using government programs in 2009

Contact Transformyourmoney.com Contact Page for Transformyourmoney.com.

Disclaimer and Privacy Policy Disclaimer and Privacy Policy for transformyourmoney.com.

Money Origami - Have some fun with a dollar bill - Money doesn't always have to be serious. Money Origami - Have some fun with a dollar bill - Money doesn't always have to be serious.

Saving Money with Coupons - no matter how you feel about coupons, it is a great money saving idea. Saving money with coupons is a great way to save money. Check out some of our money saving ideas with coupons.

Personal Finance Tips from the Debt Diva - great tips to get your personal finance money management in order. Personal Finance Tips from the Debt Diva - great tips to get your personal finance money management in order.

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