Money Management

Money Management


Best Ways to Save Money

best ways to save moneyAre you looking for the best ways to save money? Look no further. Here are some tips - how to save money.

We will list them as we find them. Please feel free to add your own by filling out the form at the bottom of this page.

We would love to hear from you about your best ways to save money!

Ways to Save Money With:

Food
Finances, Insurance and Banking
Travel
Utilities
Entertainment
Transportation
Other

 

Best Ways to Save Money With Utilities

Invest in a programmable thermostat.
You can program your thermostat to increase the temperature 30 minutes before you return home. You can keep it at a temperature you like while you are home, and program it to be cooler (or warmer in the summer) when you are not home.

 You could turn your heat off at night completely.
Imagine snuggling under your covers at night - sounds comforting doesn't it?

Keep rooms with no vents in them closed.
If the room doesn’t have to be heated, keep the doors closed.

Turn your thermostat down (or up in the summer) when you travel. Money Management
 
If no one is home for a few days, weeks or even months, then turn the thermostat to a lower temperature in the winter, and a higher one in the summer to save energy costs (and it's a great green idea too!). (This is one of the best ways to save money on utilities)

In the summer:
Turn the thermostat to a higher temperature than you would normally. or turn off the a/c in the summer all together. If you have dark shades on your windows, it should keep the house cool and it won't take long for your home to cool off once you are home.

In the winter:
Turn the thermostat to a lower level then you would normally. When you return it won't take long to warm your home up again. Don't turn the furnace off in the winter as you may freeze some pipes and the damage would be substantial. (Most home insurance companies require someone to check on your house while you are away to make sure that your house hasn't had freezing or damage.) 

Look for leaks in your house. If heat or a/c is leaking out you are paying to heat or cool outside.

Buy Energy Efficient Light Bulbs.
A little more expensive to buy, but they last longer and save you money on your electric bill - not to mention the environment!

Carpool or Take Public Transportation
With rising gas prices this is one of the easiest tips how to save money.

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Best Ways to Save Money with Transportation

Car Pool When you Can
Car pool when you can to work or outings with friends or family. Even if your schedule doesn't work out to car pool every day - do it when you can.

Maintain Your Car
If you maintain your car (regular oil changes etc.) you will pay less in the long run. Less car troubles, and if you can show that you maintained it well, you may get more for it when you go to sell it.

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Best Ways to Save Money Other

Stop Buying Books, Borrow from the Library
Do you read a lot, but never touch the book again after you have finished it? Save the $10-30 for each book and borrow it from the library - Just remember to get it back on time!

Purchase Quality
Sometimes buying a quality pair of boots for $90 that will last you 2-3 years makes more sense than a cheaper pair that may not last the season - shop around.

Purchase at the End of the Season
purchase clothing - especially seasonal clothing - at the end of the season. Just the other day I was walking through Wal-Mart (in September) and they had swimwear for $4-7 each with a tag price of $25 to $30!

Barter with Others
Always look for opportunities to barter for the goods or services you require. There are many sites which offer bartering services. This works really well if you have a business or skills that many people want. Try it with landscaping, computer configuring or house cleaning. Check out U-Exchange.com for a free service for people who want to barter goods and services.

House Swap
Oprah recently had a 2 couples on her show that were having a hard time selling their house in the current economic climate. Each couldn't find buyers for their homes. They found each other on the internet and swapped houses. Now they both have their dream homes!

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Submit Your Best Ways to Save Money

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Go to Best Ways to Save Money Page 1

Frugal Food Tips
Great tips on how to be frugal (or save money) on food

Frugal Travel Tips
Great tips on how to be frugal (or save money) while travelling


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