Best Ways to Save Money
Are you looking for the best ways to save money? Look no further. Here are
some tips - how to save money.
We will list them as we find them. Please feel
free to add your own by filling out the form at the bottom of this page.
We
would love to hear from you about your best ways to save money!
Ways to Save Money on:
Food
Finances, Insurance and Banking
Travel
Utilities
Entertainment
Transportation
Other
Cook at Home More - Dining out is always
more expensive then cooking at home. So dine out less. Teach yourself or your
family to cook. Make it a fun experience!
Plan your meals.
By taking 15 min at the beginning of each week to plan your meals, you will
stop unnecessary dining out and buy only what you need at the grocery store -
This stops needless waste of the "extras" you intended to eat but didn't.
Brown Bag your Lunch
It costs anywhere from $5-15 for lunch each day - add that up and you are
looking at $25-75 a week per person. That is up to $3750 a year! Get creative -
take leftovers, or microwave meals. Or prepare your lunch the night before.
Shop at Discount Stores for your staple items.
It's amazing how much money you can save by buying your paper towels or cleaning
supplies at a discount store or in bulk!
Make your own Coffee or Just Order a regular
Coffee.
If you are a big coffee drinker, chances are you are order the expensive cafe
mocha latte blah blah blah (sorry not a coffee drinker and I don't really know
what they are). Order the regular coffee or tea. You could save $2 per order. 2
coffees a day that is $20 a week or $1000 a year.
Cook with the Lids on Pots
If you cook with lids on your pots you would be amazed at how much energy you
will save. The heat stays in and cooks your food faster too!
Find a Sale and Stock Up
If you find items that you buy regularly on sale - stock up. I once found a
sale on toilet paper and bought enough for almost 6 months! Like my husband says
- "it's not like we are not going to need toilet paper!". Just make sure you do
this with sundries or toiletries. It can backfire with food if you don't eat it
before it spoils.
Shop at Local Farmer Markets
Eat healthily for less - go to your local farmer's market. Not only are
prices usually lower (lower overhead usually means lower prices) but you are
reducing your carbon footprint by buying local. It also makes for a nice day out
with your loved ones.
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Pay and File your Taxes on Time.
Penalties and interest on your taxes add up fast! Just do them on time and save
lots! Or if you are due a refund then file as soon as possible and use that
money to pay off debt.
Pay Your Bills on Time and In Full.
Avoid Interest and penalties. Get
organized.
Automate payments if possible.
Shop around for Insurance.
The insurance industry is a very competitive one. Shop around for your best
rates
Compare Credit Card Companies.
Discover what really keeps the most cash in your pocket and offers you
credit cards best deals. Take your time
and learn what the interest rates are, what the terms are, and what the bonuses
are. Be an informed consumer. (This is one of the best ways to save money!)
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Best Ways to Save Money on
Travel
Travel for Vacation Last Minute.
If you know when you can take vacation and don't mind where you go, travel last
minute. Many tour and cruise companies what to sell off extra inventory or fill
spots - especially charter type companies. So call your travel agent or go to
their website and look for last minute deals.
For more tips on travelling frugally - check out
our Frugal Travel
Tips page.
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Go to Best Ways to Save Money Page 2
Frugal Food Tips
Great tips on how to be frugal (or save money) on food
Frugal Travel
Tips
Great tips on how to be frugal (or save money) while travelling
