Disclaimer and Privacy Policy
Transformyourmoney.com provides this website as a service.
While the information contained within the site is periodically updated, no
guarantee is given that the information provided in this website is correct,
complete, and/or up-to-date.
The materials contained on this website are provided for general information
purposes only and do not constitute legal or other professional advice on any
subject matter. transformyourmoney.com does not accept any responsibility for
any loss which may arise from reliance on information contained on this site.
Permission is given for the downloading and temporary storage of one or more
of these pages for the purpose of viewing on a personal computer. The contents
of this site are protected by copyright under international conventions and,
apart from the permission stated, the reproduction, permanent storage, or
retransmission of the contents of this site is prohibited without the prior
written consent of transformyourmoney.com.
Some links within this website may lead to other websites, including those
operated and maintained by third parties. transformyourmoney.com includes these
links solely as a convenience to you, and the presence of such a link does not
imply a responsibility for the linked site or an endorsement of the linked site,
its operator, or its contents (exceptions may apply).
This website and its contents are provided "AS IS" without warranty of any
kind, either express or implied, including, but not limited to, the implied
warranties of merchantability, fitness for a particular purpose, or
non-infringement.
Reproduction, distribution, republication, and/or retransmission of material
contained within this website are prohibited unless the prior written permission
of transformyourmoney.com has been obtained.
Privacy Policy
We recognize that your privacy is important. This document outlines the types
of personal information we receive and collect when you use
transformyourmoney.com, as well as some of the steps we take to safeguard
information. We hope this will help you make an informed decision about sharing
personal information with us.
transformyourmoney.com strives to maintain the highest standards of decency,
fairness and integrity in all our operations. Likewise, we are dedicated to
protecting our customers', consumers' and online visitors' privacy on our
website.
Personal Information
transformyourmoney.com collects personally identifiable information from the
visitors to our website only on a voluntary basis. Personal information
collected on a voluntary basis may include name, postal address, email
address, company name and telephone number.
This information is collected if you request information from us, participate in
a contest or sweepstakes, and sign up to join our email list or request some
other service or information from us. The information collected is internally
reviewed, used to improve the content of our website, notify our visitors of
updates, and respond to visitor inquiries.
Once information is reviewed, it is discarded or stored in our files. If we make
material changes in the collection of personally identifiable information we
will inform you by placing a notice on our site. Personal information received
from any visitor will be used only for internal purposes and will not be sold or
provided to third parties.
Use of Cookies and Web Beacons
We may use cookies to help you personalize your online experience. Cookies are
identifiers that are transferred to your computer's hard drive through your Web
browser to enable our systems to recognize your browser. The purpose of a cookie
is to tell the Web server that you have returned to a specific page. For
example, if you personalize the sites pages, or register with any of our site's
services, a cookie enables transformyourmoney.com to recall your specific
information on subsequent visits.
You have the ability to accept or decline cookies by modifying your Web browser;
however, if you choose to decline cookies, you may not be able to fully
experience the interactive features of the site.
A web beacon is a transparent image file used to monitor your journey around a
single website or collection of sites. They are also referred to as web bugs and
are commonly used by sites that hire third-party services to monitor traffic.
They may be used in association with cookies to understand how visitors interact
with the pages and content on the
pages of a web site.
We may serve third party advertisements that use cookies and web beacons in the
course of ads being served on our web site to ascertain how many times you've
seen an advertisement. No personally identifiable information you give us is
provided to them for cookie or web beacon use, so they cannot personally
identify you with that information on
our web site.
Some third-party advertisements may be provided by Google,
which uses cookies to serve ads on this site. Google uses the
DART cookie, which enables it to serve ads to our users based
on their visits to this site and other sites on the Web. You
may opt out of the use of the DART cookie by visiting the
Google ad and content network privacy policy.
Browsers can be set to accept or reject cookies or notify you when a cookie is
being sent. Privacy software can be used to override web beacons. Taking either
of these actions shouldn't cause a problem with our site, should you so choose.
Children's Online Privacy Protection Act
This website is directed to adults; it is not directed to children under the age
of 13. We operate our site in compliance with the Children's Online Privacy
Protection Act, and will not knowingly collect or use personal information from
anyone under 13 years of age.
Non-Personal Information
In some cases, we may collect information about you that is not personally
identifiable. We use this information, which does not identify individual users,
to analyze trends, to administer the site, to track users' movements around the
site and to gather demographic information about our user base as a whole.
The information collected is used solely for internal review and not shared with
other organizations for commercial purposes.
Release of Information
If transformyourmoney.com is sold, the information we have obtained from you
through your voluntary participation in our site may transfer to the new owner
as a part of the sale in order that the service being provided to you may
continue. In that event, you will receive notice through our website of that
change in control and practices, and we will make reasonable efforts to ensure
that the purchaser honors any opt-out requests you might make of us.
How You Can Correct or Remove Information
We provide this privacy policy as a statement to you of our commitment to
protect your personal information. If you have submitted personal information
through our website and would like that information deleted from our records or
would like to update or correct that information, please
click on this link and/or use our
Contact Us page.
Updates and Effective Date
transformyourmoney.com reserves the right to make changes in this policy. If
there is a material change in our privacy practices, we will indicate on our
site that our privacy practices have changed and provide a link to the new
privacy policy. We encourage you to periodically review this policy so that you
will know what information we collect and how we
use it.
Affiliated Sites, Linked Sites And Advertisements
transformyourmoney.com expects its partners, advertisers, and affiliates to
respect the privacy of our users. Be aware, however, that third parties,
including our partners, advertisers, affiliates, and other content providers
accessible through our site, may have their own privacy and data collection
policies and practices. For example, during your visit to our site you may link
to, or view as part of a frame on a transformyourmoney.com
page, certain content that is actually created or hosted by a third party.
Also, through transformyourmoney.com you may be introduced to, or be able to
access, information, Web sites, features, contests or sweepstakes offered by
other parties. Please note that transformyourmoney.com is not
responsible for the actions or policies of such third parties. You should check
the applicable privacy policies of those third parties when providing
information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners, or other third
parties may use cookies or other technology to attempt to identify some of your
preferences or retrieve information about you. For example, some of our
advertising is served by third parties and may include cookies that enable the
advertiser to determine whether you have seen a particular advertisement before.
Other features available on our site may offer services operated by third
parties and may use cookies or other technology to gather information.
transformyourmoney.com does not control the use of this technology by
third parties or the resulting information, and is not responsible for any
actions or policies of such third parties.
You should also be aware that if you voluntarily disclose Personally
Identifiable Information on message boards or in chat areas or in forums, that
information can be viewed publicly and can be collected and used by third
parties without our knowledge or consent and may result in unsolicited messages
from other individuals or third parties. Such activities are beyond the control
of transformyourmoney.com and this Privacy Policy.
Agreeing to Terms
If you do not agree to transformyourmoney.com's Privacy Policy as posted here on
this website, please do not use this site or any services offered by this site.
Your use of this site indicates acceptance of this privacy policy.
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