Money Management

Money Management


Living an Active Frugal Lifestyle
How to be Active, But Still Be Frugal

Frugal Lifestyle
Living an Active Frugal Lifestyle. There are many ways to remain active but still be frugal and follow your money management plan. There is no reason why you can't work active and healthy living into your money plan!

Staying active and being fit can easily be a frugal endeavor. It takes a little imagination and creativity. Losing weight and getting active can also be done frugally and fit in with your plan of living a frugal lifestyle.

What about travelling frugally? Check out our Frugal Travel Tips.

Frugal Lifestyle - Exercise

Exercise can be costly these days - between the costly gym memberships, fancy equipment, expensive shoes and expensive work out clothes. Here are some ideas to keep your costs down.

Walk

Find a school track, local park, or walking or hiking trails. All you need is a comfortable paMoney Managementir of shoes and weather appropriate clothing. You don't need to have the latest and greatest work out wear or shoes. Find a walking buddy and turn it into a social occasion. You can find lots of walking programs online. Choose one and off you go.

Add more walking into your daily life. Park the car a little further away then normal, take the stairs, or walk instead of drive to the local store.

Joining a Gym

Try your local YMCA or other community type centers. To get a great work out you don't need a fancy expensive gym. If you don't have a local community centre or Y in your area, shop around and look at what deals the gyms in your area are offering. They are usually very competitive and will offer new members different benefits. If you are looking to renew your membership, again look around and see what other gyms are offering. Use their "new member sign up incentives" as leverage when negotiating your next year's membership. Most gyms will negotiate with you to keep your business. One warning. Make sure you sign up with a reputable gym that has been around awhile. There is nothing worse than paying for a membership and then the gym goes out of business!

Swimming

Swim at your local community pool. You don't need to buy a gym membership with a pool to swim. Community pools often offer times where you can swim that is designated for adult lane swim or part of the pool is designated for adult fitness swim.

Buy Less Expensive Exercise Equipment

  • Use books or other household objects for weights.
  • Look online for exercises that don't need equipment.
  • Use the stairs as a stair master.
  • Shop around for the less expensive options - buy online or from refurbished exercise equipment stores.
  • Shop at yard, garage or Rummage sales for exercise equipment that hasn't been gently used or even sometimes never used!

Other Options for Living an Active Frugal Lifestyle:

  • Buy Exercise DVD's and Books at Yard Sales or on EBay
  • Look at your local book store in the "sale" section for exercise equipment or books
  • Look for free fitness Info online or at your local athletic store. - routine ideas etc.
  • Look for free classes or go to your community center for cheaper classes.
  • Work with a group of friends and take turns leading the workouts
  • Find your workout gear online - shopzilla or eBay?
  • Learn to monitor your heart rate without a heart rate monitor.

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Frugal Lifestyle - Losing Weight Frugally

Find an online weight loss accountability group - there are plenty of free ones online, or ones with a low monthly cost. This will teach you how to lose weight and give you an accountability structure.

Use any of the exercise ideas mentioned above.

For frugal tips on healthy eating - check out our Frugal Food Tips Page for great ideas to add to your active frugal lifestyle.

Learn More about Frugal Living

To learn more about more about this type of money management and frugality see the articles below. More will be added regularly, so come back and check them out. To be up to date on the additions and changes to the Frugal Living section of Transform Your Money.com and the rest of the site. Join our newsletter or add us to your RSS, social bookmarks, Google, Yahoo or MSN (on the left hand side of this page).

These articles will outline how to live frugally day to day, tips on saving money, living frugally as a family, the benefits of living frugally, having awesome holidays while still living frugally, and my story of living frugally.

Best Ways to Save Money
Tips on how to save money with Food, Utilities, Finances, Entertainment - updated regularly - You can also submit your own if you don't see one of your favorites.

Have a Frugal Holiday Season or Learn how to Do Frugal Christmas Shopping
Check out how to have a happy holiday season frugally.

Frugal Food
Tips of buying food frugally.

Spending Plan
Frustrated with how to make a budget? Create a spending plan instead.

A Frugal lifestyle can be part of your overall money management plan.

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