Money Management

Money Management

Living an Active Frugal Lifestyle
How to be Active, But Still Be Frugal

Frugal LifestyleLiving an Active Frugal Lifestyle. There are many ways to remain active but still be frugal and follow your money management plan.

There is no reason why you can't work active and healthy living into your money plan!

Staying active and being fit can easily be a frugal endeavor. It takes a little imagination and creativity. Losing weight and getting active can also be done frugally and fit in with your plan of living a frugal lifestyle.

If being active is important to you, make sure you work it into your plan. If you don't you will get discouraged and most likely drop your plan. Then you will end up right back where you started.

Frugal Lifestyle - Exercise

Exercise can be costly these days - between the costly gym memberships, fancy equipment, expensive shoes and expensive work out clothes. Here are some ideas to keep your costs down.

Walk

Find a school track, local park, or walking or hiking trails. All you need is a comfortable paMoney Managementir of shoes and weather appropriate clothing. You don't need to have the latest and greatest work out wear or shoes. Find a walking buddy and turn it into a social occasion. You can find lots of walking programs online. Choose one and off you go.

Add more walking into your daily life. Park the car a little further away then normal, take the stairs, or walk instead of drive to the local store.

Joining a Gym

Try your local YMCA or other community type centers. To get a great work out you don't need a fancy expensive gym. If you don't have a local community centre or Y in your area, shop around and look at what deals the gyms in your area are offering. They are usually very competitive and will offer new members different benefits.

If you are looking to renew your membership, again look around and see what other gyms are offering. Use their "new member sign up incentives" as leverage when negotiating your next year's membership. Most gyms will negotiate with you to keep your business. One warning. Make sure you sign up with a reputable gym that has been around awhile. There is nothing worse than paying for a membership and then the gym goes out of business!

Swimming

Swim at your local community pool. You don't need to buy a gym membership with a pool to swim. Community pools often offer times where you can swim that is designated for adult lane swim or part of the pool is designated for adult fitness swim.

Buy Less Expensive Exercise Equipment

  • Use books or other household objects for weights.
  • Look online for exercises that don't need equipment.
  • Use the stairs as a stair master.
  • Shop around for the less expensive options - buy online or from refurbished exercise equipment stores.
  • Shop at yard, garage or Rummage sales for exercise equipment that hasn't been gently used or even sometimes never used!

Other Options for Living an Active Frugal Lifestyle:

  • Buy Exercise DVD's and Books at Yard Sales or on EBay
  • Look at your local book store in the "sale" section for exercise equipment or books
  • Look for free fitness Info online or at your local athletic store. - routine ideas etc.
  • Look for free classes or go to your community center for cheaper classes.
  • Work with a group of friends and take turns leading the workouts
  • Find your workout gear online - shopzilla or eBay?
  • Learn to monitor your heart rate without a heart rate monitor.

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Frugal Lifestyle - Losing Weight Frugally

Find an online weight loss accountability group - there are plenty of free ones online, or ones with a low monthly cost. This will teach you how to lose weight and give you an accountability structure. Post on our Facebook Fan Page that you are looking for an accountability group for weight loss and I am sure others will join you.

Use any of the exercise ideas mentioned above.

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