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Moneyzine - May 2008 Issue
Gratitude

Welcome to the May Issue of Moneyzine,Money Management Transformyourmoney.com's monthly E-zine, filled with information to help you have power and freedom with your money, to create your life the way you want it to be!

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Take Care,

Melanie Fine, CPA


In this Issue

If you don't have time to read the whole newsletter, click on the topic that interests you. This month you will find:


Editor's Note:

Thank you for reading the May Issue of Moneyzine. Just a quick note to share with you our exciting new look! You will see as you go through the site that we are in the middle of a transformation of our own! Our new look allows us to be more flexible and bring to you more information, in an easier format for you to transform your money. Check it out on our homepage.

We we are always looking for ways to improve the site. If you see any errors or would like to contribute in any way, we invite you to contact us at the Contact Us page.

The article for this month is about one of the easiest and most inexpensive ways to transform your money. It's about Gratitude and how something as simple as acknowledging and sharing what you are grateful for in your life right now can increase your bottom line and should be a big part of your money management plan!

Thanks for reading and enjoy this month's Moneyzine!

Till Next Month,

Melanie Fine, CPA


Monthly Motivation

Plan a benchmark celebration into your money management plan. For example, once you have paid off credit card x, you will celebrate with taking your family rollerblading in the park. Or you could work the celebrations into your money management plan by planning to purchase one of those "things that you can't live without" (like your cafe mocha locha, a new pair of shoes or the new CD you want.). But make sure you account for it in your plan so that you don't create more debt to celebrate. That just defeats the purpose. By planning this celebration it gives you motivation and something to work towards in the short term while working towards your long term.

"The thing about performance, even if it's only an illusion, is that it is a celebration of the fact that we do contain within ourselves infinite possibilities."
Sydney Smith, English Clergyman, 1771-1845

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Funny of the Month

A woman proudly told her friend, "I'm responsible for making my husband a millionaire." "Well what was he before he married you?" the friend asked. "A billionaire."

Do you have any great jokes about money, or money and relationships? Submit them on our Funny Money Page.

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Gratitude - An easy step to implement in having power and freedom with money!

When I talk to people who are worried about their money situation or feel like it is hopeless, I ask them what are they grateful for?  Sometimes they say “Nothing! Nothing in my life goes well.  I am always struggling. I can’t seem to makes ends meet!”  Others say, “Hmmmm I don’t know”, while others say “I am grateful for my family, but everything else sucks.”  What is interesting is that being grateful every day for something can have a dramatic effect on your bottom line.

The book and DVD “The Secret”, by Prime Time Productions in Australia, has become an international blowout success.  It has been seen on The Oprah Winfrey Show, Larry King Live, The Ellen Degeneres Show and pretty much every morning news show out there.  I am amazed by how I can’t go into a bookstore or have a conversation anymore without someone mentioning “The Secret”.  (If you are one of the few people who haven’t heard of it, you can check it out at www.thesecret.tv). 

The principle premise in the “The Secret” is The Law of Attraction.  Said simply, it is that ‘like attracts like’.   You can see this law in nature, in relationships, and in success. Have you ever wondered how successful people continually have success in their life?  In my own life I see it with my friends who are positive, upbeat and successful.  They attract positive, upbeat and successful people into their lives.  They also attract success to their lives.  People who are grateful for what they have, attract more of what they are grateful for. 

Whether you believe it or not, one part of it rings true and makes a lot of sense to me. Being grateful is more fun and feels much better then not being grateful.  So if we apply the Law of Attraction to your money and being grateful for it, it goes without saying that you will attract more of it into your life.  If you focus on debt or chaos with your money you will attract more debt and chaos into your life. This is why people in debt never seem to get out of debt!  If you are sick and complain and feel horrible all the time, guess what you have, sickness, complaints and horrible feelings!  If you have love and happiness in your life and you focus on  and are grateful for it, you will have more love and happiness coming your way!  If you are thankful for what money and opportunities you have, it goes to say that more money and opportunities will come into your life.  You will be surprised by what can happen.

So if you focus on what you are grateful for every day and celebrate every win you have, according to the Law of Attraction  you will have more of what you are grateful for!  This makes sense.  Think about the last time you did something for someone and they were really grateful to you?  Aren’t you more inclined to give them more?  Their gratitude reinforces your giving. 

All this to say: focus on and appreciate what you have. Actually put a structure in place to be grateful every day.  Each day write it down in a journal, talk to yourself about it in the shower, tell three people a day, or make it a practice at your family breakfast or dinner table.  Be thankful for your family, your home, your money, your job, your friends, your resources. 

Try this on:  be thankful for things you don’t yet/even have, and soon your bottom line will increase as you attract it all into your life!

“None is more impoverished than the one who has no gratitude. Gratitude is a currency that we can mint for ourselves, and spend without fear of bankruptcy.”

-Fred De Witt Van Amburgh (born 1866)

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3 Tips on Saving Money

To find more Tips on saving money, or to add your ideas, please check out our Best Ways to Save Money Page.

Plan your Meals.
15 minutes of planning your meals at the beginning of each week will stop you from dining out unnecessarily. You will buy only what you need at the grocery store and may even stop "wasting" food that spoils. (you will most likely eat healthier too!)

Turn your thermostat down (or up in the summer) when you travel.
If no one is home for a few days, weeks or even months, then turn the thermostat to a lower temperature in the winter, and a higher one in the summer to save energy costs (and it's a great green idea too!).  For more info click here.

Wait for the DVD to come out.
These days the DVD's to most movies come out just a few months after the feature film. Rent it for about $4.00 and have a movie night at home instead of paying at least $20 for 2 people plus popcorn etc.

Do you have any Money Saving Tips you would like to share? Please send them by filling out the form and we will publish them on the site.

Also check out our new page Frugal Foods to learn how to be frugal when buying and preparing food.

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Thank you for reading the May Issue of Moneyzine. I hope you enjoyed it as much as I enjoyed writing it. Please feel free to contact me with any questions at our Contact us Page.

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If you enjoyed this issue of Moneyzine, Please feel free to send it to any friends or family and ask them to subscribe on our website.

Till next month,

Melanie Fine, CPA
www.transformyourmoney.com

PS. Want to check out back issues of the Moneyzine? - Click Here


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